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Recurring Payments

Superfluid revolutionizes the concept of recurring payments, offering automated and continuous value transfer between accounts. This innovation enables a variety of practical use cases in the realm of decentralized finance.

Salary Streams​

One of the most prominent use cases of Superfluid is real-time salary distribution. Employees can receive their compensation continuously, by the second, instead of traditional pay periods.

Advantages​

  • Improved Cash Flow: Employees benefit from immediate access to their earnings, aligning closely with their financial needs.
  • Payment Automation: Salary streams simplify payroll processes, requiring only a single transaction to initiate ongoing payments.
  • Fair Value Exchange: This model ensures that the value received by employees is in sync with the value they provide.
  • Ecosystem Integrations: Superfluid streams can be integrated with other applications for enhanced utility, like Ricochet Exchange, which allows investment of salary streams.

For more insights on salary streams, read this article on their benefits.

Automate DAO Payroll​

Superfluid streamlines DAO payroll management, offering a frictionless and fee-free method of compensating team members and contributors.

Key Benefits​

  1. Reduced Effort: Set annual or monthly compensation amounts to be transferred over time without further transactions.
  2. No Overhead: Manage funds through a single setup rather than monthly administrative tasks.
  3. Simplified Payments: Directly stream to multiple wallets from a central account like a Gnosis Safe.
  4. Immediate Availability: Contributors receive real-time payments that are immediately accessible.

Discover how Superfluid enhances DAO administration in this detailed article.

Subscriptions​

Superfluid offers a streamlined solution for crypto-native subscriptions, overcoming the challenges of manual recurring authorizations.

Mechanism​

  • Automated Streams: Subscribers initiate a payment stream once, which continues automatically without further authorization.
  • Business Integration: Service providers can grant access based on the subscriber's on-chain flow rate.

Premium Payments​

Insurance premium payments can be automated with Superfluid, allowing policyholders to pay as they go rather than upfront.

Application​

  • Continuous Coverage: Insurance coverage continues as long as the premium stream is active.
  • Flexible Adjustments: Policyholders can modify their stream for changes in coverage.

Rentals​

Superfluid facilitates the gradual and automated payment of rent through money streams, applicable to both digital and real-world properties.

Royalty or Dividend Distributions​

The Superfluid Instant Distribution Agreement enables efficient royalty or dividend distributions to multiple recipients.

Distribution Mechanics​

  • Unit-Based Allocation: Accounts receive distributions based on their assigned "units", similar to shares.
  • Persistent Units: Distribution units remain constant, ensuring fair allocation with varying distribution amounts.

Explore an example of a "dividend rights token" ERC20 contract here.

Public Goods or Grant Funding​

Superfluid allows for continuous support of public goods and grants, providing both ongoing funding and on-chain proof of contribution.

Continuous Support​

  • Perpetual Streams: Automatic, ongoing financial support to causes.
  • On-Chain Proof: Demonstrable, composable proof of contribution for integration with decentralized profiles or NFTs.

Superfluid's approach to recurring payments offers a transformative solution for various financial interactions in the Web3 space.